Life insurance? Question | Cheap auto insurance in california

Life insurance?

is there a reputable company that you trust for life insurance. Does anybody have life insurance and does it really work as far as paying it to your benefiiciaries in case of your death?
any help would be greatly appreciated..

thanks

You can compare quotes from different companies for free at: Usa insurance quotes

There are many. Talk with both brokers and agents to get a feel for things. Ask questions and take notes. For most (98%) people, term insurance is best. Some questions you should ask include:

How long before my beneficiary receives the money typically?
Is it delivered by the agent or mailed from the company?
Will I get help with decided the best use for it?
How long will coverage be enforce?
Can I renew with same coverage and type (eg: preferred) with out proving insurability (in case you get cancer or something just, if not more, serious)?
Is renewal automatic?
How long is the coverage level?
May I include my spouse/children on the same policy (one policy vs. 3 or more)?

Good luck.
Yes, there are lots of companies. Most are A rated (life insurance is very profitable). Most people have life insurance at some point in their lives ? about 30% of americans die with an active policy in force. Yes, it really pays the named beneficiaries.

You need to talk to a local agent.

Source(s):

agent, 21+ years
4 years ago
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I suggest you look for a local broker that can help you sort through the different companies available.You can us yellowpages.com to search for life insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. You can call your auto and home agent they specialize in property and causality insurance and usually have a good knowledge of life insurance. But you may have better luck with someone that specializes in life insurance. These areas of insurance even require separate licenses. Plus you auto agent will sell you the brand they represent when a broker has more flexibility in the plans they can sell.
source: how much is car insurance

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Source: http://www.decadesilove.com/2012/07/24/life-insurance-question-14/

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